Programs & Products

TS Ag Finance is committed to being at the forefront of the ever-changing financial needs of the agricultural industry. TS Ag Finance can provide competitive long-term fixed or adjustable interest rate products for agricultural producers. These products can be secured by real estate, livestock, equipment or other agricultural products.

To learn more about the programs or products described below, please contact us.

Bank Loans

With TS Ag Finance operating as a DBA of TS Bank,Treynor State Bank, the program has access to the bank's loan product offerings. TS Bank offers intermediate and operating loans to ag clients throughout the Midwest. Loans are underwritten and financed internally. The focus of the bank loans is for operations, livestock or equipment, and short term real estate mortgages. The program is primarily used by the Regional Relationship Mangers with a targeted footprint of the upper Midwest. 

Farmer Mac Loans

TS Bank is an approved Seller with Farmer Mac. Loans participating in the Farmer Mac Farm & Ranch Loan Purchase Program are sold in the Secondary Market to Farmer Mac. Farmer Mac offers long term fixed products or short term adjustable products. In addition, they offer a long term revolving real estate line of credit with a five-year draw period.

This program can be utilized by borrowers throughout the country and with a variety of farm operations. Farmer Mac loans are secured by a first mortgage on agricultural real estate.

Ag Finance Loans

TS Bank has created TS Ag Finance to deliver long term fixed rate options to potential agricultural real estate borrowers throughout the county. The Ag Finance loan products offer the ultimate in flexibility for agricultural producers. As with the Farmer Mac program, Ag Finance Loans are available to borrowers throughout the country.

Ag Finance loans are secured by a first mortgage on agricultural real estate. These products offer flexible payment schedules, penalty free prepayments and numerous conversion options. In addition the Split Rate Product can combine up to 4 different loan products into one note.

Ag Leases

TS Ag Finance has the ability to offer Agricultural Leases as a financing alternative for clients throughout the country. The leases can be made for 100% of the asset cost and you will know your end of lease options upfront.

Building leases can cover the project from start to finish and include outside costs such as concrete and electrical. Fixture leases are available and new or used machinery is eligible to be leased. Lease payments for farm/business purposes may be fully deductible. Annual, semi-annual and monthly payment plans are offered. Ag Leases are secured with a first position on the asset being leased, whether it be a building or equipment.