About

A Desire to Serve Agricultural Producers

With a strong background in agriculture and a desire to serve agricultural producers throughout the nation, TS Banking Group developed TS Ag Finance. 

The primary goal of TS Ag Finance is to partner with agricultural real estate originators, brokers and banks to help them retain and expand their ag client base and services offered by creating a National and Regional Team of individuals with first hand knowledge and years of experience in agricultural lending.

TS Ag Finance is a DBA of Treynor State Bank. Treynor State Bank was chartered in 1923 and branded to TS Bank in 2005. TS Bank is a locally owned, community bank with $430 million in assets. The Bank is headquartered in Treynor, Iowa, near the Iowa/Nebraska border.

Who is TS Ag Finance? 

Experience and Expertise

TS Ag Finance has brought together individuals with firsthand knowledge of loan origination, agricultural underwriting practices and selling loans into the secondary market, primarily with Farmer Mac.

The focus of TS Ag Finance is to provide financing opportunities to agricultural loan originators and partner banks throughout the United States. These financing options offer unique and flexible products for the agricultural producer and investor looking to expand their operation, refinance into a more favorable loan product(s), or consolidate debt.

The originators and partner banks can market these programs and products to their agricultural clients while remaining the primary relationship manager. TS Ag Finance will underwrite and submit the originated loans to various funding sources, and also serve as the intermediary between the originator and the funding source.

TS Ag Finance is committed to providing exceptional client service and timely loan turnaround time.

In addition, TS Ag Finance will serve as a knowledge center regarding loan qualification, loan input, and product guidelines. TS Ag Finance is committed to providing exceptional customer service and timely loan turnaround time.

Convenient Account Management

TS Ag Finance has partnered with CGB AGRIfinancial Services as a loan servicer for our National Program. Partnering with CGB Agrifinancial Services for loan servicing will allow for 24/7 online loan access for borrowers and originators, through their website www.macselleronline.com. This is a secure website allowing borrowers and originators access to see account information at a glance, including:

  • The ability to view the account payment history, with a chronological list of past payments including dates paid and amount paid.
  • A payments due tab showing the next payment date, including a breakdown of the payment information into principal, interest, escrow or other amounts.
  • Payments can be made online, through an ACH, through a wire transfer, or by check.

Commitment to Agricultural Lending

Since 1923, TS Bank has had deep agricultural roots in Southwest Iowa and in the communities it serves.

In 1978, Mick and Judy Guttau had reached a crossroads in their life together. Mick had served as a Cobra attack helicopter pilot in the Vietnam War during 1970-1971 and had been working at TS Bank, Treynor State Bank as it was known then, for six years. With young children now in their lives, and dreams of farming not materializing, Mick and Judy were given the rare opportunity to buy Treynor State Bank. With the help of Mick's family, who used the family farm as collateral, they transformed the small bank into the community prosperity company it is today.

All of the TS Banking Group board members have been involved, currently or in the past, in the ag industry. Three members have experience owning or running a national crop insurance company.

All of the TS Banking Group board members have been involved, currently or in the past, in the ag industry.

TS Ag Finance is committed to meeting the ever-changing financial needs of the agricultural community. TS Ag Finance can provide competitive long-term fixed or adjustable interest rate products for agriculture real estate loans by efficiently providing funding through secondary agricultural finance sources. In addition, TS Ag Finance is looking to partner with agricultural real estate brokers and community banks to help them retain and expand their ag client base and services offered.